Who we are
This website is operated by MyFinanceTools. In this policy, “we”, “us”, and “our” refer to MyFinanceTools.
This privacy policy explains how we handle information when you visit this site and use our calculators and tools. It is written for a UK audience and aligns with the UK GDPR and the Data Protection Act 2018.
What this site does
We provide finance-related calculators and informational content. The tools are designed to run in your browser and show estimates based on the inputs you provide.
Information we collect
Information you provide to calculators
Calculator inputs are processed to generate results. Where possible, calculations run locally in your browser. We do not ask for sensitive personal data (such as health information) and you should not enter it into tools.
Analytics and usage data
We may collect information about how the site is used, such as pages viewed, approximate location (derived from IP address), device and browser type, and interactions (for example, button clicks and outbound link clicks).
Affiliate links and outbound tracking
Some pages include affiliate links. If you click an affiliate link, we may record that an outbound click occurred and, where applicable, an affiliate network may set or read identifiers needed to attribute a referral. We do not receive your bank or lender account details from affiliate partners.
Cookies and similar technologies
We and our partners may use cookies, local storage, and similar technologies to:
- make the site work (for example, remembering preferences)
- measure performance and usage
- measure affiliate link performance
Contact information
This site does not include a built-in contact form in this codebase. If you contact us by email or another channel, we will receive the information you choose to share (such as your email address and message).
Server logs
Like most websites, our servers may automatically log requests. These logs can include IP address, pages requested, date/time, device information, and referring page. We use logs for security, troubleshooting, and to prevent abuse.
How we use information
We use information for the following purposes:
- to provide and operate the site and tools
- to improve tools, content, and user experience
- to monitor performance and diagnose technical issues
- to measure the effectiveness of content and outbound links (including affiliate links)
- to protect the site from fraud, abuse, and security incidents
Legal bases (UK GDPR)
Depending on the context, we rely on one or more of the following legal bases: legitimate interests (running and improving the site, security, measurement), consent (where required for cookies/analytics), and compliance with legal obligations (where applicable).
Cookies, analytics, and affiliate links
Analytics
We may use analytics services (for example, Google Analytics 4 or an equivalent) to understand how visitors use the site. Analytics typically uses cookies or similar identifiers and processes usage data to produce aggregated reports.
Affiliate links
Affiliate partners and networks may use cookies or similar technologies to track referrals and calculate commissions. Clicking an affiliate link may take you to a third-party website with its own privacy policy.
Managing cookies
You can control cookies through your browser settings and, where available on this site, through consent controls. Blocking some cookies may impact site functionality or the accuracy of analytics and attribution.
Sharing and third parties
We may share information with third parties in the following categories:
- hosting and infrastructure providers
- analytics and performance measurement providers
- affiliate networks and partners (for referral attribution)
- service providers supporting security, monitoring, and maintenance
We do not sell personal information. We do not share personal information for third-party direct marketing purposes where prohibited by law.
Third-party websites
This site links to third-party websites. We are not responsible for the privacy practices of those sites. Please review their policies before providing information to them.
Retention
We keep information only as long as needed for the purposes described in this policy:
- analytics data: typically retained for a limited period set within the analytics platform
- server logs: typically retained for security and troubleshooting for a limited period
- email correspondence (if you contact us): retained as long as needed to respond and for record-keeping
International transfers
Some service providers (such as analytics or affiliate networks) may process information outside the UK. Where this happens, we use appropriate safeguards, such as adequacy regulations or standard contractual clauses, depending on the provider and transfer route.
Your rights (UK GDPR)
If UK GDPR applies to your information, you may have rights including:
- access to your personal data
- correction of inaccurate data
- erasure (in certain circumstances)
- restriction of processing (in certain circumstances)
- objection to processing based on legitimate interests (in certain circumstances)
- data portability (in certain circumstances)
- withdrawal of consent (where processing is based on consent)
You can also lodge a complaint with the UK Information Commissioner’s Office (ICO).
Security
We use reasonable technical and organisational measures to protect information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Children
This site is intended for general audiences and is not directed to children. We do not knowingly collect personal data from children.
Contact
For privacy questions or requests, contact:
- Email: privacy@yourdomain.example
- Operator: MyFinanceTools
- Address: Add your postal address here