body.debt-tool{
  background:#ffffff;
}

body.debt-tool .container{
  max-width: var(--container-wide);
}

body.debt-tool .tool-shell,
body.debt-tool .main-container{
  background: transparent;
}

body.debt-tool .tool-hero{
  padding: 28px 0 18px;
}

body.debt-tool .tool-hero .hero-title,
body.debt-tool h1{
  font-size: 44px;
  letter-spacing: -.03em;
}

body.debt-tool .tool-hero .hero-lede{
  font-size: 18px;
  max-width: 78ch;
  line-height: var(--lh-relaxed);
  margin-top: 10px;
}

body.debt-tool .tool-hero-inner{
  display: grid;
  gap: 18px;
  grid-template-columns: 1fr;
  align-items: start;
}

@media (min-width: 1024px){
  body.debt-tool .tool-hero-inner{
    grid-template-columns: 1.25fr .75fr;
  }
}

body.debt-tool .tool-hero-panel{
  border: 1px solid rgba(17,24,39,.10);
  border-radius: 12px;
  background: #f6f8ff;
  padding: 18px;
}

body.debt-tool .panel-title{
  font-size: 14px;
  font-weight: 700;
  margin: 0 0 10px;
}

body.debt-tool .panel-list{
  margin: 0;
  padding-left: 18px;
  color: var(--color-text-muted);
  line-height: var(--lh-relaxed);
}

body.debt-tool .grid{
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

@media (min-width: 1024px){
  body.debt-tool .grid{
    grid-template-columns: 1.3fr .7fr;
    gap: 32px;
    align-items: start;
  }
}

body.debt-tool .summary-card{
  align-self: start;
  background: #f6f8ff;
  border-radius: 14px;
  padding: 18px;
}


@media (min-width: 1024px){
  body.debt-tool .summary-card{
    position: static;
    top: auto;
  }
}

body.debt-tool #results > * + *{
  margin-top: 16px;
}


body.debt-tool #calculator{
  background: transparent;
  border: 0;
  box-shadow: none;
  padding: 0;
  border-radius: 0;
}

body.debt-tool #calculator .card-header{
  padding: 0;
  border: 0;
  margin: 0 0 16px;
}

body.debt-tool #calculator .prose{
  padding: 0;
  margin: 0 0 18px;
}

body.debt-tool #calculator .prose p{
  margin: 0 0 12px;
  max-width: 68ch;
}

/* Flatten fieldsets like “Global settings” so only inputs have borders */
body.debt-tool #calculator .fieldset{
  border: 0;
  border-radius: 0;
  padding: 0;
  background: transparent;
  margin: 0 0 22px;
}

body.debt-tool .legend{
  font-weight: 700;
  font-size: 14px;
  margin: 0 0 12px;
}

body.debt-tool .form-grid{
  display: grid;
  grid-template-columns: 1fr;
  gap: 18px 18px;
}

@media (min-width: 768px){
  body.debt-tool .form-grid{
    grid-template-columns: repeat(2, minmax(0,1fr));
  }
  body.debt-tool .field-inline{
    grid-column: 1 / -1;
  }
}

body.debt-tool .field{
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding-bottom: 14px;
  border-bottom: 1px solid rgba(17,24,39,.10);
}

body.debt-tool .field:last-child{
  border-bottom: 0;
  padding-bottom: 0;
}



body.debt-tool .field label{
  display: block;
  font-size: 13px;
  font-weight: 600;
  margin: 0 0 6px;
  color: var(--color-text);
}

body.debt-tool .help{
  font-size: 12px;
  color: var(--color-text-subtle);
  margin-top: 6px;
  line-height: 1.45;
}

body.debt-tool .error{
  font-size: 12px;
  color: var(--color-danger);
  margin-top: 6px;
  line-height: 1.45;
}

body.debt-tool .info-callout{
  border: 1px solid rgba(17,24,39,.10);
  background: #f3f6fb;
  border-radius: 12px;
  padding: 14px;
  margin-top: 12px;
}


body.debt-tool input,
body.debt-tool select,
body.debt-tool textarea{
  background:#ffffff;
  border: 1px solid rgba(17,24,39,.18);
  border-radius: 10px;
  min-height: 52px;
  padding: 14px 14px;
  width: 100%;
  max-width: 100%;
  display: block;
}

body.debt-tool input:focus,
body.debt-tool select:focus,
body.debt-tool textarea:focus{
  border-color: rgba(47,102,179,.55);
  box-shadow: var(--focus-ring);
}

body.debt-tool .field-inline{
  display: grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  column-gap: 14px;
}

body.debt-tool .field .row{
  display: flex;
  gap: 14px;
  align-items: end;
}

body.debt-tool .field .row > *{
  flex: 1;
  min-width: 0;
}

/* Controls */
body.debt-tool .controls{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 16px;
}

body.debt-tool .controls-left,
body.debt-tool .controls-right{
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

body.debt-tool .btn{
  min-height: 48px;
  border-radius: 12px;
}

body.debt-tool .btn-primary{
  background: var(--color-accent);
  border-color: var(--color-accent);
  color: #fff;
}

body.debt-tool .btn-primary:hover{
  background: var(--color-accent-hover);
  border-color: var(--color-accent-hover);
}

/* Debt list: remove enclosing table panel; keep table + inputs clean */
body.debt-tool #calculator .table-wrap{
  overflow: auto;
  border: 0;
  border-radius: 0;
  background: transparent;
}

body.debt-tool .debt-table,
body.debt-tool .data-table{
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  min-width: 860px;
}

body.debt-tool thead th{
  position: sticky;
  top: 0;
  z-index: 1;
  background: transparent;
  text-align: left;
  font-size: 12px;
  color: rgba(17,24,39,.60);
  padding: 12px;
  border-bottom: 1px solid rgba(17,24,39,.12);
}

body.debt-tool tbody td{
  padding: 10px 12px;
  border-bottom: 1px solid rgba(17,24,39,.10);
  vertical-align: top;
}

body.debt-tool tbody tr:last-child td{
  border-bottom: 0;
}

body.debt-tool .cell-input{
  width: 100%;
  min-height: 48px;
  border-radius: 10px;
  border: 1px solid rgba(17,24,39,.18);
  padding: 12px 12px;
  background: #fff;
}

body.debt-tool .cell-error,
body.debt-tool .cell-warn{
  font-size: 12px;
  line-height: 1.45;
  margin-top: 6px;
}

body.debt-tool .cell-warn{
  color: var(--color-warning);
}

body.debt-tool .col-actions{
  width: 72px;
  white-space: nowrap;
}

body.debt-tool .cell-actions{
  display: flex;
  justify-content: flex-end;
}

body.debt-tool .icon-btn{
  width: 48px;
  height: 48px;
  border-radius: 12px;
  border: 1px solid rgba(17,24,39,.18);
  background: #fff;
  cursor: pointer;
}

body.debt-tool .icon-btn:hover{
  border-color: rgba(47,102,179,.35);
  box-shadow: var(--shadow-1);
}

body.debt-tool .inline-errors{
  border: 1px solid rgba(180,35,24,.25);
  background: var(--color-danger-soft);
  color: #7a1f1f;
  border-radius: 12px;
  padding: 12px 14px;
  margin-top: 12px;
}

/* RIGHT SIDE (results): keep boxed panel */
body.debt-tool #results{
  background:#ffffff;
  border: 1px solid rgba(17,24,39,.12);
  border-radius: 12px;
  box-shadow: none;
}

body.debt-tool #results .card-header{
  padding: 18px;
  border-bottom: 1px solid rgba(17,24,39,.10);
}

body.debt-tool #results .prose{
  padding: 18px;
}

body.debt-tool #summaryStrip{
  display: grid;
  gap: 12px;
}

@media (min-width: 768px){
  body.debt-tool #summaryStrip{
    grid-template-columns: repeat(3, minmax(0,1fr));
    margin-bottom: 15px;
  }
}

body.debt-tool .pill{
  border: 1px solid rgba(17,24,39,.10);
  border-radius: 12px;
  padding: 14px;
  background: #fff;
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 12px;
}

body.debt-tool .pill-k{
  font-size: 12px;
  font-weight: 700;
  color: rgba(17,24,39,.60);
  letter-spacing: .02em;
}

body.debt-tool .pill-v{
  font-size: 18px;
  font-weight: 700;
  color: var(--color-text);
}

body.debt-tool .results-actions{
  padding: 18px;
  border-top: 1px solid rgba(17,24,39,.10);
  display: flex;
  justify-content: flex-end;
  gap: 10px;
  flex-wrap: wrap;
}

body.debt-tool .canvas-wrap{
  border: 1px solid rgba(17,24,39,.10);
  border-radius: 12px;
  overflow: hidden;
  background: #fff;
}

body.debt-tool #chartTooltip{
  border: 1px solid rgba(17,24,39,.12);
  border-radius: 12px;
  background: rgba(255,255,255,.96);
  box-shadow: var(--shadow-2);
}
body.debt-tool #calculator .field-inline{
  margin-top: 0.03125em;
}

body.debt-tool #calculator .check{
  display: grid;
  grid-template-columns: 22px 1fr;
  align-items: start;
  column-gap: 12px;
  row-gap: 4px;
  margin: 14px 0 18px;
}

body.debt-tool #calculator .check input{
  width: 18px;
  height: 18px;
  margin-top: 2px;
}

body.debt-tool #calculator .check .help{
  grid-column: 2;
  margin-top: 0;
}

body.debt-tool #calculator .info-callout{
  margin-top: 14px;
}

body.debt-tool #results .msm-card,
body.debt-tool #results .card-sub,
body.debt-tool #results .summary-card-sub,
body.debt-tool #results .result-hero,
body.debt-tool #results .result-card{
  background: #f6f8ff;
  border: 1px solid rgba(17,24,39,.10);
  border-radius: 12px;
}

body.debt-tool #results .msm-card,
body.debt-tool #results .card-sub,
body.debt-tool #results .summary-card-sub,
body.debt-tool #results .result-hero,
body.debt-tool #results .result-card{
  padding: 14px;
}

body.debt-tool #results .msm-card canvas,
body.debt-tool #results .card-sub canvas,
body.debt-tool #results .summary-card-sub canvas,
body.debt-tool #results .result-hero canvas,
body.debt-tool #results .result-card canvas{
  background: transparent;
}

body.debt-tool #results .prose{
  padding: 0;
  margin-top: 14px;
}

body.debt-tool #results .prose p{
  margin: 0 0 10px;
  line-height: 1.65;
  color: rgba(17,24,39,.78);
  max-width: 48ch;
}

body.debt-tool #results .prose a{
  display: inline-block;
  margin: 10px 0 6px;
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 3px;
}

body.debt-tool #results .prose{
  background: #ffffff;
  border: 1px solid rgba(17,24,39,.10);
  border-radius: 12px;
  padding: 14px;
}
body.debt-tool #results{
  background: var(--color-surface-tint);
  border: 0;
  border-radius: 14px;
  padding: 18px;
}

body.debt-tool #results .card-header{
  padding: 0 0 12px;
  border: 0;
}

body.debt-tool #results .card-header .h1,
body.debt-tool #results .card-header h2,
body.debt-tool #results .card-header h3{
  margin: 0;
}

body.debt-tool #results .prose{
  padding: 0;
  margin: 0;
}


body.debt-tool #results #summaryStrip{
  display: grid;
  gap: 12px;
  margin: 10px 0 14px;
}

@media (min-width: 520px){
  body.debt-tool #results #summaryStrip{
    grid-template-columns: repeat(3, minmax(0,1fr));
  }
}


body.debt-tool #results #summaryStrip .pill{
  background: #ffffff;
  border: 0;
  border-radius: 12px;
  padding: 12px 14px;
  box-shadow: none;
  min-height: 64px;
  align-items: center;
}

body.debt-tool #results #summaryStrip .pill-v{
  font-size: 20px;
  font-weight: 800;
  letter-spacing: -.02em;
}


body.debt-tool #results .canvas-wrap{
  background: #ffffff;
  border: 0;
  border-radius: 12px;
  padding: 16px;
  margin-top: 12px;
}


body.debt-tool #results .card-sub{
  background: #ffffff;
  border: 0;
  border-radius: 12px;
  padding: 16px;
  margin-top: 12px;
}

body.debt-tool #results .canvas-wrap,
body.debt-tool #results .card-sub{
  display: grid;
  grid-template-columns: 1fr 160px;
  gap: 14px;
  align-items: center;
}

@media (max-width: 520px){
  body.debt-tool #results .canvas-wrap,
  body.debt-tool #results .card-sub{
    grid-template-columns: 1fr;
  }
}


body.debt-tool #results .canvas-wrap canvas,
body.debt-tool #results .card-sub canvas{
  width: 160px;
  height: 160px;
  display: block;
  margin-left: auto;
}

@media (max-width: 520px){
  body.debt-tool #results .canvas-wrap canvas,
  body.debt-tool #results .card-sub canvas{
    margin: 6px auto 0;
  }
}

body.debt-tool #results .prose{
  margin-top: 12px;
  line-height: 1.7;
  color: rgba(17,24,39,.82);
}

body.debt-tool #results .prose a{
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}

body.debt-tool #results .prose strong,
body.debt-tool #results .prose b{
  font-weight: 800;
}