body.balance-transfer{
  --bg:#ffffff;
  --bg-2:#f6f8fc;
  --surface:#ffffff;
  --surface-2:#fbfcfe;
  --surface-tint:#f3f0ff;
  --text:#0f172a;
  --text-2:#334155;
  --muted:#475569;
  --subtle:#64748b;
  --border:#e6e8ef;
  --shadow:0 10px 30px rgba(15,23,42,.08);
  --shadow-soft:0 8px 22px rgba(15,23,42,.06);
  --accent:#6d28d9;
  --accent-2:#7c3aed;
  --accent-soft:rgba(124,58,237,.12);
  background:var(--bg);
  color:var(--text);
  font-family: "Inter", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body.balance-transfer .main-container{
  background:transparent;
}

body.balance-transfer .hero{
  padding:26px 0 14px;
}

body.balance-transfer .hero-inner{
  max-width:var(--container-wide);
  margin:0 auto;
  padding:0 var(--space-6);
  display:grid;
  grid-template-columns:1fr;
  gap:18px;
}

body.balance-transfer .eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:12px;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:var(--subtle);
  font-weight:700;
  margin-bottom:8px;
}

body.balance-transfer h1{
  font-size:42px;
  line-height:1.08;
  letter-spacing:-.03em;
  margin:0 0 10px;
}

body.balance-transfer .hero-lede{
  max-width:70ch;
  color:var(--muted);
  line-height:1.55;
  margin:0 0 14px;
}

body.balance-transfer .trust-row{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:8px;
}

body.balance-transfer .trust-pill{
  display:inline-flex;
  align-items:center;
  padding:8px 12px;
  border-radius:999px;
  background: rgba(124,58,237,.14);
  border: 1px solid rgba(124,58,237,.14);
  color: var(--text-2);
  font-size:13px;
  font-weight:600;
}

body.balance-transfer .trust-info-block{
  border:1px solid var(--border);
  border-radius:18px;
  background:linear-gradient(180deg, var(--surface-2), var(--surface));
  box-shadow:var(--shadow-soft);
  padding:16px 16px 14px;
}

body.balance-transfer .panel-title{
  font-size:14px;
  font-weight:800;
  margin:0 0 10px;
}

body.balance-transfer .panel-list{
  margin:0;
  padding-left:18px;
  color:var(--muted);
  line-height:1.5;
  font-size:14px;
}

body.balance-transfer .hero-note{
  color:var(--subtle);
  font-size:13px;
  margin-top:10px;
}

body.balance-transfer .page-shell{
  padding:8px 0 var(--space-9, 64px);
}

body.balance-transfer .calculator-card{
  border:1px solid var(--border);
  border-radius:22px;
  background:var(--surface);
  box-shadow:var(--shadow);
  overflow:hidden;
}

body.balance-transfer .payoff-grid{
  gap:0;
}

body.balance-transfer .card{
  padding:18px;
  border-right:1px solid var(--border);
}

body.balance-transfer .results-card{
  border-right:0;
  min-width:0;
}

body.balance-transfer .card-header{
  padding-bottom:14px;
  border-bottom:1px solid var(--border);
  margin-bottom:14px;
}

body.balance-transfer .card-title{
  margin:0;
  font-size:18px;
  letter-spacing:-.01em;
}

body.balance-transfer .card-subtitle{
  margin:6px 0 0;
  color:var(--subtle);
  font-size:13px;
  line-height:1.45;
}

body.balance-transfer .field{
  margin-top:12px;
}

body.balance-transfer .field-label{
  display:flex;
  align-items:center;
  gap:10px;
  font-size:13px;
  font-weight:800;
  color:var(--text);
  margin:0 0 8px;
}

body.balance-transfer .field-label .li{
  width:18px;
  height:18px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  color:var(--subtle);
  flex:0 0 auto;
}

body.balance-transfer .mini-how{
  margin-top:14px;
  border:1px solid rgba(226,232,240,.95);
  background:rgba(255,255,255,.92);
  border-radius:18px;
  padding:12px 14px;
  box-shadow:0 2px 10px rgba(15,23,42,.06);
}

body.balance-transfer .mh-head{
  display:flex;
  align-items:center;
  gap:10px;
  margin-bottom:10px;
}

body.balance-transfer .mh-ic{
  width:18px;
  height:18px;
  border-radius:999px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  font-size:12px;
  font-weight:900;
  color:#475569;
  background:rgba(148,163,184,.25);
  flex:0 0 auto;
}

body.balance-transfer .mh-title{
  font-size:14px;
  font-weight:900;
  color:#0f172a;
  letter-spacing:-0.02em;
}

body.balance-transfer .mh-list{
  margin:0;
  padding-left:18px;
  color:#334155;
  font-size:12.5px;
  line-height:1.55;
}

body.balance-transfer .mh-list li{
  margin:0 0 6px;
}

body.balance-transfer .mh-list li:last-child{
  margin-bottom:0;
}

body.balance-transfer .input-wrap{
  display:flex;
  align-items:stretch;
  border:1px solid var(--border);
  border-radius:14px;
  background:var(--surface-2);
  overflow:hidden;
}

body.balance-transfer .prefix,
body.balance-transfer .suffix{
  display:inline-flex;
  align-items:center;
  padding:0 12px;
  color:var(--subtle);
  font-weight:700;
  font-size:14px;
  user-select:none;
}

body.balance-transfer input{
  border:0;
  background:transparent;
  padding:14px 12px;
  width:100%;
  font-size:15px;
  outline:none;
  box-shadow:none;
  color:var(--text);
  min-width:0;
}

body.balance-transfer input:focus,
body.balance-transfer input:focus-visible{
  outline:none;
  box-shadow:none;
}

body.balance-transfer .input-wrap:focus-within{
  border-color:rgba(124,58,237,.55);
  box-shadow:0 0 0 4px var(--accent-soft);
  background:var(--surface);
}

body.balance-transfer .hint{
  margin-top:6px;
  color:var(--subtle);
  font-size:12.5px;
  line-height:1.45;
}

body.balance-transfer .form-row{
  display:flex;
  gap:10px;
  margin-top:16px;
  flex-wrap:wrap;
}

body.balance-transfer .btn{
  appearance:none;
  border:1px solid var(--border);
  background:var(--surface);
  color:var(--text);
  padding:12px 14px;
  border-radius:14px;
  font-weight:800;
  font-size:14px;
  cursor:pointer;
}

body.balance-transfer .btn.primary{
  background:linear-gradient(180deg, var(--accent-2), var(--accent));
  border-color:rgba(124,58,237,.6);
  color:#ffffff;
}

body.balance-transfer .btn:active{
  transform:translateY(1px);
}

body.balance-transfer .save-toggle{
  display:flex;
  align-items:center;
  gap:10px;
  margin-top: -10px;
  padding: 5px 12px;
  color:var(--muted);
  font-size:13px;
  font-weight:600;
}

body.balance-transfer .save-toggle input{
  width:18px;
  height:18px;
  margin:0;
  padding:0;
  accent-color:var(--accent);
}

body.balance-transfer .form-message{
  margin-top:10px;
  min-height:20px;
  color:var(--muted);
  font-size:13px;
}

body.balance-transfer .results-shell{
  min-height:460px;
  min-width:0;
}

body.balance-transfer .results-content{
  display:block;
  min-width:0;
}

body.balance-transfer #resultsShell[data-state="empty"] .results-content{
  display:none;
}

body.balance-transfer #resultsShell[data-state="empty"] .affiliate-slot{
  display:none;
}

body.balance-transfer .section-card{
  margin-top:22px;
  padding:18px;
  max-width:var(--container-wide);
  margin-left:auto;
  margin-right:auto;
  width:100%;
  box-sizing:border-box;
  overflow-x:hidden;
}

body.balance-transfer .section-card *{
  min-width:0;
}

body.balance-transfer .section-card p,
body.balance-transfer .section-card li{
  overflow-wrap:anywhere;
  word-break:break-word;
}

body.balance-transfer .section-title{
  margin:0 0 8px;
  font-size:26px;
  letter-spacing:-.02em;
}

body.balance-transfer .section-subtitle{
  margin:0 0 14px;
  color:var(--subtle);
  font-size:14px;
  line-height:1.5;
}

body.balance-transfer .guide-shell{
  margin-top:10px;
  padding:16px 16px 16px 0;
  display:grid;
  grid-template-columns: 1fr;
  gap:14px;
}

body.balance-transfer .guide-main p{
  margin:0;
  color:var(--muted);
  line-height:1.65;
}

body.balance-transfer .guide-main p + p{
  margin-top:12px;
}

body.balance-transfer .guide-footnote{
  margin-top:14px;
  color:var(--subtle);
  font-size:12.5px;
  line-height:1.45;
}

body.balance-transfer .guide-aside{
  border:1px solid rgba(226,232,240,.95);
  border-radius:16px;
  background:#f6f9fe;
  padding:14px;
}

body.balance-transfer .guide-aside h3{
  margin:0 0 10px;
  font-size:16px;
  font-weight:900;
  letter-spacing:-.01em;
}

body.balance-transfer .guide-aside ul{
  margin:0;
  padding-left:18px;
  color:var(--muted);
  font-size:13.5px;
  line-height:1.6;
}

body.balance-transfer .guide-aside li{
  margin:0 0 8px;
}

body.balance-transfer .guide-aside li:last-child{
  margin-bottom:0;
}

body.balance-transfer .aside-note{
  margin:12px 0 0;
  color:var(--subtle);
  font-size:12.5px;
  line-height:1.45;
}

body.balance-transfer .faq-grid{
  margin-top:14px;
  display:grid;
  grid-template-columns: 1fr;
  gap:12px;
}

body.balance-transfer .faq-item{
  border:0;
  border-radius:0;
  background:transparent;
  box-shadow:none;
}

body.balance-transfer .faq-item summary{
  position:relative;
}

body.balance-transfer .faq-item summary::before{
  content:"";
  position:absolute;
  left:16px;
  right:16px;
  bottom:0;
  height:1px;
  background:var(--border);
}

body.balance-transfer .faq-item summary{
  list-style:none;
  cursor:pointer;
  user-select:none;
  padding:14px 16px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  font-weight:400;
  letter-spacing:-0.01em;
  color:var(--text);
  padding-left:16px;
}

body.balance-transfer .faq-item summary::-webkit-details-marker{
  display:none;
}

body.balance-transfer .faq-item summary::after{
  content:"+";
  font-size:18px;
  line-height:1;
  color:rgba(51,65,85,.80);
  font-weight:800;
  margin-left:auto;
}

body.balance-transfer .faq-item[open] summary::after{
  content:"–";
}

body.balance-transfer .faq-body{
  padding:10px 16px 14px;
}

body.balance-transfer .faq-body p{
  margin:0;
  color:var(--muted);
  line-height:1.6;
  font-size:13.5px;
}

body.balance-transfer .last-updated{
  margin-top:16px;
  color:var(--subtle);
  font-size:12.5px;
}

@media (min-width: 920px){
  body.balance-transfer .guide-shell{
    grid-template-columns: 1.35fr .65fr;
    align-items:start;
    padding:18px;
    gap:18px;
  }

  body.balance-transfer .guide-aside{
    align-self:start;
  }

  body.balance-transfer .faq-grid{
    grid-template-columns: 1fr 1fr;
    gap:14px;
  }
}

body.balance-transfer .related-grid{
  display:grid;
  grid-template-columns:1fr;
  gap:10px;
  margin-top:12px;
  margin-bottom:var(--space-9, 64px);
}

body.balance-transfer .related-card{
  border:1px solid var(--border);
  border-radius:16px;
  padding:12px 14px;
  background:var(--surface-2);
  color:var(--text);
  font-weight:800;
  text-decoration:none;
}

body.balance-transfer .related-card:hover{
  border-color:rgba(124,58,237,.35);
}

body.balance-transfer .affiliate-placeholder{
  opacity:0;
  border-color:transparent;
  background:transparent;
}

body.balance-transfer .results-card{
  background:#f6f9fe;
}

body.balance-transfer .kpi-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit, minmax(220px, 1fr));
  gap:12px;
}

body.balance-transfer .kpi{
  border:0;
  border-radius:22px;
  background:#ffffff;
  box-shadow:0 10px 30px rgba(15,23,42,.08);
  padding:14px 14px 20px;
  min-height:116px;
  display:grid;
  grid-template-rows:auto 1fr;
  gap:10px;
  min-width:0;
}

body.balance-transfer .kpi-label{
  font-size:13px;
  line-height:1.35;
  font-weight:650;
  color:#111827;
  letter-spacing:0;
  text-transform:none;
  margin:0;
}

body.balance-transfer .kpi-value{
  margin-top:auto;
  font-size:20px;
  font-weight:400;
  letter-spacing:-0.03em;
  color:#0f172a;
  line-height:1.1;
  font-variant-numeric:tabular-nums;
  white-space:nowrap;
  overflow:hidden;
  text-overflow:ellipsis;
}

body.balance-transfer .kpi-meta{
  margin-top:0;
  font-size:12.5px;
  color:#64748b;
  line-height:1.45;
}

body.balance-transfer .callout{
  margin-top:14px;
  border:1px solid rgba(226,232,240,.95);
  background:rgba(255,255,255,.92);
  border-radius:18px;
  padding:12px 14px;
  box-shadow:0 2px 10px rgba(15,23,42,.06);
}

body.balance-transfer .callout-title{
  font-weight:900;
  color:#0f172a;
  letter-spacing:-0.02em;
  margin:0 0 6px;
}

body.balance-transfer .callout-body{
  margin:0;
  color:#334155;
  line-height:1.55;
  font-size:13.5px;
}

body.balance-transfer .affiliate-slot{
  margin-top:14px;
  min-height:160px;
}

@media (min-width: 920px){
  body.balance-transfer .hero-inner{
    grid-template-columns:1.25fr .75fr;
    align-items:start;
  }

  body.balance-transfer .payoff-grid{
    grid-template-columns:repeat(12,1fr);
  }

  body.balance-transfer .col-6{
    grid-column:span 6;
  }

  body.balance-transfer .two-col{
    grid-template-columns:1fr 1fr;
  }

  body.balance-transfer .related-grid{
    grid-template-columns:repeat(2, 1fr);
  }
}

@media (max-width: 919px){
  body.balance-transfer .calculator-card{
    overflow:hidden;
  }

  body.balance-transfer .payoff-grid{
    display:grid;
    grid-template-columns:1fr;
    gap:0;
  }

  body.balance-transfer .card{
    border-right:0;
  }

  body.balance-transfer .inputs-card{
    border-bottom:1px solid var(--border);
  }

  body.balance-transfer .results-card{
    border-bottom:0;
  }

  body.balance-transfer #btForm{
    display:grid;
    grid-template-columns:repeat(2, minmax(0, 1fr));
    gap:12px;
    align-items:start;
  }

  body.balance-transfer #btForm .field{
    margin-top:0;
    min-width:0;
  }

  body.balance-transfer #btForm .field-label{
    display:flex;
    align-items:center;
    gap:10px;
    min-height:34px;
  }

  body.balance-transfer #btForm .hint{
    min-height:36px;
  }

  body.balance-transfer #btForm .form-row,
  body.balance-transfer #btForm .save-toggle,
  body.balance-transfer #btForm .form-message{
    grid-column:1 / -1;
  }

  body.balance-transfer .results-card:has(#resultsShell[data-state="empty"]){
    display:none;
  }

  body.balance-transfer .results-shell{
    min-height:320px;
  }

  body.balance-transfer .section-card{
    margin-left:var(--space-6);
    margin-right:var(--space-6);
    width:auto;
  }
}

@media (max-width: 576px){
  body.balance-transfer #btForm{
    gap:10px;
  }

  body.balance-transfer #btForm .field-label{
    min-height:32px;
    font-size:12.5px;
    line-height:1.2;
  }

  body.balance-transfer #btForm .hint{
    min-height:34px;
    font-size:12px;
    line-height:1.35;
  }

  body.balance-transfer #btForm .li{
    flex:0 0 auto;
  }
}

@media (min-width: 920px){
  body.balance-transfer .calculator-card{
    border:0;
    box-shadow:none;
    background:transparent;
    overflow:visible;
  }

  body.balance-transfer .payoff-grid{
    gap:24px;
    align-items:start;
  }

  body.balance-transfer .card{
    border-right:0;
    padding:0;
    border:1px solid rgba(226,232,240,.95);
    border-radius:18px;
    box-shadow:0 2px 10px rgba(15,23,42,.06);
    background:rgba(255,255,255,.94);
    overflow:hidden;
  }

  body.balance-transfer .results-card{
    background:#f6f9fe;
    border:0;
    box-shadow:none;
  }

  body.balance-transfer .results-card{
    border:1px solid rgba(226,232,240,.95);
    border-radius:18px;
    box-shadow:0 2px 10px rgba(15,23,42,.06);
  }

  body.balance-transfer .card-header{
    padding:16px 20px 10px;
    margin:0;
    border-bottom:0;
  }

  body.balance-transfer #btForm{
    padding:0 20px 20px;
  }

  body.balance-transfer .results-shell{
    padding:0 20px 20px;
  }
}

@media (min-width: 920px){
  body.balance-transfer .results-card[data-collapsed="true"] .results-shell{
    min-height: 40px;
    padding: 18px 24px;
    margin:0;
    display:grid;
    grid-template-rows:0fr;
    overflow:hidden;
    opacity:0;
    transition:grid-template-rows .38s ease, opacity .22s ease;
  }

  body.balance-transfer .results-card[data-collapsed="true"] .results-shell > .results-content{
    overflow:hidden;
  }

  body.balance-transfer .results-card[data-collapsed="false"] .results-shell{
    min-height:0;
    display:grid;
    grid-template-rows:1fr;
    overflow:visible;
    opacity:1;
    transition:grid-template-rows .38s ease, opacity .22s ease;
  }

  body.balance-transfer .results-card[data-collapsed="false"] .results-shell > .results-content{
    overflow:visible;
  }

  body.balance-transfer .inputs-card #btForm{
    display:grid;
    grid-template-columns:repeat(2, minmax(0, 1fr));
    gap:14px;
    align-items:start;
  }

  body.balance-transfer .inputs-card #btForm .field{
    margin-top:0;
    min-width:0;
  }

  body.balance-transfer .inputs-card #btForm .form-row,
  body.balance-transfer .inputs-card #btForm .save-toggle,
  body.balance-transfer .inputs-card #btForm .form-message{
    grid-column:1 / -1;
  }

  body.balance-transfer .inputs-card .input-wrap{
    border:1px solid rgba(226,232,240,.95);
    background:#ffffff;
    border-radius:14px;
    box-shadow:0 8px 22px rgba(15,23,42,.06);
  }

  body.balance-transfer .inputs-card .input-wrap .prefix,
  body.balance-transfer .inputs-card .input-wrap .suffix{
    background:rgba(15,23,42,.02);
    color:#64748b;
  }

  body.balance-transfer .inputs-card .input-wrap input{
    padding:14px 14px;
  }

  body.balance-transfer .inputs-card .input-wrap:focus-within{
    border-color:rgba(124,58,237,.55);
    box-shadow:0 0 0 4px var(--accent-soft), 0 10px 30px rgba(15,23,42,.08);
    background:#ffffff;
  }

  body.balance-transfer .inputs-card .form-row{
    margin-top:8px;
    display:grid;
    grid-template-columns: 1fr 110px;
    gap:12px;
    align-items:stretch;
  }

  body.balance-transfer .inputs-card .btn.primary{
    width:100%;
    min-height:46px;
    border-radius:12px;
    display:inline-flex;
    align-items:center;
    justify-content:center;
    position:relative;
    padding-right:44px;
  }

  body.balance-transfer .inputs-card .btn.primary::after{
    content:"";
    position:absolute;
    right:16px;
    width:10px;
    height:10px;
    border-right:2px solid rgba(255,255,255,.92);
    border-bottom:2px solid rgba(255,255,255,.92);
    transform: rotate(-45deg);
  }

  body.balance-transfer .inputs-card .btn{
    min-height:46px;
  }
}

body.balance-transfer .section-card:last-of-type{
  margin-bottom:var(--space-9, 64px);
}

.aff-offer{
  border: 1px solid var(--border, #e2e8f0);
  background: var(--surface, #ffffff);
  border-radius: 16px;
  padding: 16px 16px 14px;
  box-shadow: 0 12px 28px rgba(15, 23, 42, .06);
}

.aff-top{
  display: grid;
  gap: 8px;
}

.aff-badges{
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  align-items: center;
}

.aff-badge{
  display: inline-flex;
  align-items: center;
  height: 24px;
  padding: 0 10px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .2px;
  border: 1px solid rgba(0,0,0,.08);
  background: rgba(0,0,0,.03);
  color: var(--text, #0f172a);
}

.aff-badge--sponsored{
  background: rgba(124, 58, 237, .10);
  border-color: rgba(124, 58, 237, .25);
  color: #5b21b6;
}

.aff-badge--uk{
  background: rgba(2, 132, 199, .10);
  border-color: rgba(2, 132, 199, .22);
  color: #075985;
}

.aff-badge--info{
  background: rgba(15, 23, 42, .06);
  border-color: rgba(15, 23, 42, .10);
  color: var(--text, #0f172a);
}

.aff-title{
  font-size: 16px;
  line-height: 1.25;
  font-weight: 800;
  color: var(--text, #0f172a);
}

.aff-body{
  font-size: 14px;
  line-height: 1.45;
  color: var(--text-2, #334155);
}

.aff-meta{
  margin: 10px 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 6px;
}

.aff-meta li{
  position: relative;
  padding-left: 16px;
  font-size: 13px;
  color: var(--muted, #64748b);
  line-height: 1.35;
}

.aff-meta li::before{
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  position: absolute;
  left: 0;
  top: 7px;
}

.aff-actions{
  margin-top: 12px;
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}

.aff-btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 40px;
  padding: 0 14px;
  border-radius: 12px;
  font-weight: 800;
  font-size: 14px;
  text-decoration: none;
  border: 1px solid rgba(124, 58, 237, .55);
  background: linear-gradient(180deg, rgba(124,58,237,.95), rgba(109,40,217,.95));
  color: #ffffff;
  box-shadow: 0 10px 22px rgba(15, 23, 42, .10);
}

.aff-btn--secondary{
  border-color: rgba(15,23,42,.18);
  background: rgba(15,23,42,.04);
  color: var(--text, #0f172a);
}

.aff-link{
  font-size: 13px;
  font-weight: 800;
  color: var(--accent, #6d28d9);
  text-decoration: none;
}

.aff-link:hover{
  text-decoration: underline;
}

.aff-details{
  margin-top: 12px;
  border-top: 1px solid rgba(15,23,42,.08);
  padding-top: 10px;
}

.aff-details summary{
  list-style: none;
  cursor: pointer;
  user-select: none;
  font-weight: 900;
  font-size: 13px;
  color: var(--text, #0f172a);
}

.aff-details summary::-webkit-details-marker{
  display: none;
}

.aff-details summary::after{
  content: "+";
  float: right;
  color: rgba(51,65,85,.85);
}

.aff-details[open] summary::after{
  content: "–";
}

.aff-disclosure{
  margin-top: 10px;
  font-size: 12.5px;
  line-height: 1.45;
  color: var(--muted, #64748b);
}

.aff-safety{
  margin-top: 8px;
  font-size: 12.5px;
  line-height: 1.45;
  color: var(--muted, #64748b);
}

.aff-stat{
  font-variant-numeric: tabular-nums;
  font-weight: 900;
}